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Assumption of the Risk Waivers

If you or your child have ever played organized sports, in all likelihood you have signed a waiver that allegedly protects the league and its participants from lawsuits for injuries that may be sustained as a result of participating in that sport. If you don’t sign the waiver, you are not allowed to play, so of course you sign it. “Assumption of the risk” is often the term used for these type of waivers. But what risks are you actually assuming?

In accordance with Florida law, the only risks you are “assuming” are “known risks.” In other words, “expected risks.” It is assumed when you play ice hockey, that there is a chance of injury from being hit by someone’s hockey stick or the puck. However, there is a big difference between a player being injured from being tripped by a hockey stick, and a person taking a baseball swing at another player’s head, causing them to black-out from a concussion. It is certainly not a known risk that a person will attempt to end another player’s life on the ice. This is certainly not the intention of the law.

An athletic facility or playing field must be in reasonable playing condition for participants, otherwise the owner can be held negligent. For example, a player in a softball game hits a ball over the right fielder’s head. The right fielder runs to retrieve the ball, and steps into a six-inch hole left in the outfield, breaking his ankle. That player could have a claim against the owner of the field or the league as the player likely had no knowledge that such a defect would exist on the softball field. In comparison, if the player running the bases slips and breaks his ankle, he would not have a claim as this would be a known risk of playing softball. There is a world of difference between the player hurting himself due to exertion than due to a problem with the expected maintenance of a field.

Although waivers are enforceable in Florida, the law does not favor them, and strictly construes them against the person who created the waiver. The next time you are presented with a waiver, take a close look at the wording. Sometimes there will be language concerning absolving the league or the facility from negligence. But what negligence is the waiver presenter talking about? This again presents the issue that a person can only assume “known risks.” To allow otherwise would provide facilities and leagues a “free pass” to be as careless and negligent as they elected to be, and face no consequences.

Waivers may be necessary to protect entities from injuries that occur while an individual is participating in a sport, or other risky activity. However, it does not absolve the duty of the facility or league to act with peoples’ best interests and safety in mind.

If you or someone you know has been injured from an activity where an assumption of the risk waiver was signed, contact Adelman & Adelman, P.A. today for a FREE consultation.